In the event of Premature withdrawal before the specified tenure, the offered interest rate applicable will be the interest rate corresponding to the amount based slab (withdrawn amount) and basis the actual run period (tenure).

In case of High Value Deposit (> 5 crore), the interest rate offered for the particular deposit is only valid for that day for the deposit and only for the particular tenure.Interest on Fixed Deposit can be paid for a period of less than a quarter (monthly interest payout) at the discounted interest rates as per regulatory directives.* Please note the additional 0.75% over and above card rates applicable for Term Deposits of Senior Citizens (age 60 years and above) for value below Rs 2 Cr (Callable). Senior Citizens - Additional interest rate on Domestic Term Deposits No Interest will be paid out for NRE FDs if closed before 1 Year of completion. NRE deposit rates are applicable only for Tenure 1 year onwards.Kindly contact nearest branch/RM for rates and guidance Above mentioned rates are not applicable for Call/Notice/Term Money market participants (both as lenders and borrowers).In the absence of PAN card, TDS will be deducted at 20%.

* Income more than tax exempted limits earned through interest on FD is tax deductible.

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Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days. Less than 2 Cr* (Domestic /NRO/NRE deposits)Ībove 2 Years 1 Month to below 2 years 6 MonthsĢ years 6 Months to below 2 years 9 Months Domestic /NRO/ NRE/Senior Citizen Fixed Deposit Rates (all in %) w.e.f.

Recurring deposit in hdfc bank